This letter presents the design of a dual-band wearable fractal-based monopole patch antenna integrated with an electromagnetic band-gap (EBG) structure. The prototype covers the GSM-1800 MHz and ISM-2.45 GHz bands. The EBG structure reduces the radiation into the human body over 15 dB. It also reduces the effect of frequency detuning due to the human body. The performance of the antenna under bending, crumpling, and on-body conditions has been studied and presented. Specific absorption rate (SAR) assessment has also been performed to validate the antenna for its usefulness in wearable applications.