Abstract
Purpose – This study aims to provide a comprehensive review of existing literature on consumer savings. Design/methodology/approach – A bibliometric analysis was conducted on 1, 078 journal articles, followed by a cluster analysis and an in-depth review of 250 key articles. Findings – The study identified 5 major thematic clusters: financial literacy, savings pattern, drivers of savings, personality traits and Fintech and policy. It also highlighted key antecedents, moderators and theories discussed in the literature. Research limitations/implications – This review provides a structured agenda for future research. Originality/value – Despite extensive research on consumer savings, there is no review paper in this domain.
